Public Liability Insurance

Instant Public Liability insurance quotations for 12 months cover, for over 200 trades, professions and contractors, including builders, hairdressers, carpenters, decorators and gardeners. Save at least £20.00 (compared to the quotations from our call centre) when you buy direct from our website!

Employer's liability can easily be added for a combined liability insurance policy.

For property owners liability insurance (public liability insurance) for a building or land click here »

For professional indemnity click here »

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We have friendly and helpful staff who are happy to take your calls and answer any questions you have.

T: 01837 658880
E: info@versatileinsurance.co.uk

Bridge House,
Okehampton
EX20 1DL

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01837 658880 (lines open 9am to 5pm Monday to Friday)

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What can you cover yourself for?

Public Liability Insurance

When you work away from your business premises, you may cause harm to someone else or their property. For instance, you may drop a tool from a height and hit a person. If you require Public Liability insurance for land or a building, please click here for a property owners liability quotation.

Employers' Liability Insurance

This is a legal requirement for nearly all employers and protects the employer against claims from employees, labour-only sub-contractors, hired people and people working under Government sponsored work schemes, where there has been negligence resulting in their injury or death.

Products Liability Insurance

When the goods you supply cause harm to a member of the public

Contractors All Risks Insurance (sometimes known as "Contract Works")

If you are involved with extending or converting a building or a new build, you are probably responsible for the work until the contract has been completed and handed over to the owner. If your work, for example, burns down, before handing over, you will be responsible for all of the costs of doing the work again. Please click here for a Contractors All Risks insurance quotation.

JCT 21.2.1

Injury or damage to property due to collapse, subsidence, heave. vibrations, weakening or removal of support or lowering of groundwater attributable to the carrying out of the Works but not due to any negligence of the contractor or design. Click here for a form to print, complete and return to us with the plans for the work.

If you would still like to know more about public liability insurance, or are unsure about what policy is right for you, get us to call you - click here to go to our call back form or call us on 01837 658880







We Cover...


We cover a whole range of occupations. From Accountants to Yoga Instructors - we have you covered!

Have a look at the occupations mentioned below, if you cant see your occupation here contact us >

Financial Services Authority - Public Liability Insurance

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